561-688-1316 West Palm Beach and I'll help you comprehend all the fees and point out any mistakes.
561-688-1316 There are certain normal costs linked to closing the sale of a house. These costs are often split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through the process.
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Closing costs that are loan-related
(Details)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, the following taxes are usually paid (Details)
- Property Taxes
- Transfer Taxes and Recording Fees
Insurance fees due at closing (Details)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we hammer out your transaction, I'll not only work to get the highest sales price, but I'll also campaign for reduced closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you know exactly where your money is going.
Buyers: If you're buying a home in Palm Beach County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an acceptable range so you're not astonished when you come to the closing table. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.