Let J. Briann Realty Group, Inc. assist you with purchasing your home in West Palm Beach

Buying a home can be stressful for a lot of people, but it isn't that complicated with a little up-front planning. I like to supply buyers with an outline of the entire deal so they understand exactly what to expect. Below are my nine steps to buying a home. When you're ready to get started, you can contact me here or e-mail me at . I'm happy to answer questions you have about this information.

Step 1 – Prepare to buy
There are a lot of things you need to do prior to starting your home search. When you begin your search, you'll want to put together an outline of items you want, get a feel for what neighborhoods you'd like to live in, and begin planning your budget. Keeping your mortgage payment less than or around 1/3 of your monthly income is a good guideline to follow.

Step 2 – Connect with a real estate agent in West Palm Beach
That's where I come in. I'd be happy to plan a time to get together with you and speak with you regarding why you want to buy a home and get an idea of your future plans. We'll discuss neighborhoods, school districts in the West Palm Beach area, the mortgage and housing industries, and any additional economic factors that could potentially affect your purchase today or in the future.

I'll also help you facilitate the loan process. I work with some of the finest mortgage professionals in West Palm Beach, so you'll be in great hands. They'll assist you with choosing which type of loan is best for you and help you get qualified.

Step 3 – Begin looking
After our first meeting, I'll begin looking for houses on the market that suit your needs. I'll get a sneak peek of most of the houses and eliminate the bad ones, and then we'll book appointments to tour the houses when it's most convenient for you.

When we tour houses, I'll show you the good features, as well as bad ones. And I'll ask you what things you like and don't like. It's pretty common for buyers to revise their wish list as we view homes and some features become far more substantial than others. If such is the case, I'll look through all the listings once again and narrow it down to the house you've been waiting for.

Step 4 – Get a grasp of the housing market
My awareness of the West Palm Beach housing market is a leading factor in your home search. I am mindful of all the schools and neighborhoods, and I can communicate certain districts are "hot" and warrant immediate action and the ones that are "cold" and allow for careful examination.

When we tour houses, I'll be sure to tell you if the asking price has room for negotiation or if I believe the house is "priced to sell." Be on guard and make sure you ask your agent a lot of questions, as any real estate agent will convince you they understand the home market. If it appears they don't know everything, just call me at 561-688-1316 or e-mail me at , and I'd be happy to answer any questions you may have. My market knowledge will help you stay a step above the rest through the entire process.

Step 5 – Find the home you've been waiting for
I'm confident we'll find your dream house in West Palm Beach. When that happens, I'll meticulously create your purchase offer. The offer will be tailored exactly to your needs and the home, including many contingencies, such as obtaining financing, carrying out the home inspection, and a clean title.

When we send in your purchase offer, you'll want to present "earnest money." This is a cash deposit submitted to a home seller to secure an offer to purchase the property and is usually applied to the closing costs. If the offer is accepted by the seller, we should close within 30 to 60 days after. This allows sufficient time for your mortgage financing.

Step 6 – Negotiate
A lot of contracts don't close on the initial offer – it's really common to receive a counter offer. But don't let it intimidate you. We'll talk about whether or not to take the counter offer, present our own counter offer, or decline the seller's offer and go on.

The state of the market determines how aggressively we negotiate the contract. In addition, we'll work within your financing constraints. And at the end of the day, we'll formulate a contract that is best for you.

Step 7 – Get a loan
Once we sign the final contract, you'll begin working with your lender to close the loan. If you're already pre-qualified, it won't be a long process at all, but you'll want to stay in close contact with your mortgage lender. And I'll manage all the property information your lender needs to close the loan.

Step 8 – Close the deal
You'll get a Loan Estimate (LE) outlining closing costs from your lender within three days of accepting your application. This estimate rests on the loan amount, and RESPA requirements order that it has to contain all closing costs and fall within a narrow range of accuracy. I'll analyze the estimate and let you know if it all looks adequate.

Then it's time to close on your home. This will most likely happen at a title company or escrow office and will most likely be a smooth and relaxed event.

Step 9 – Move in
Congratulations! It's time to move into your new house. Enjoy it. And if you need anything or have any questions, just call me at 561-688-1316 or e-mail me at .